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Privacy Policy

 Rev 12/10
FACTS
WHAT DOES community state bank DO
WITH YOUR PERSONAL INFORMATION?
 
 
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
 
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  •   Social Security number and account transactions
  •   credit history and credit scores
  •   payment history and income
When you are no longer our customer, we continue to share your information as described in this notice.   
 
 
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community State Bank chooses to share; and whether you can limit this sharing.
 
 
Reasons we can share your personal information
Does Community State Bank share?
Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes—
to offer our products and services to you
No
We don't share
For joint marketing with other financial companies
No
We don't share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No
We don't share
For our affiliates’ everyday business purposes—
information about your creditworthiness
No
We don't share
For nonaffiliates to market to you
No
We don't share
 
 
 
 
Questions?
Call 219-275-2441.
 

 
 
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What we do
How does Community State Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Community State Bank collect my personal information?
We collect your personal information, for example, when you
  •   open an account or apply for a loan
  •   provide employment information or give us your contact information
  •   show your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
  •   sharing for affiliates’ everyday business purposes—information about your creditworthiness
  •  affiliates from using your information to market to you
  •   sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
 
 
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Community State Bank has no affiliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Community State Bank does not share with nonaffiliates so they can market to you
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Community State Bank doesn’t jointly market
 
 
 


Click here to print a copy of Community State Bank's Privacy Statement.


NOTICE: The content of our website is for informational and/or authorized customer use only. Please see our "Privacy Policy" page for additional information as to how we handle customer information. Complete regulatory disclosures containing all terms, features and limitations are available at our bank. Please contact us with any concerns or comments.